N NexPay
Send. Receive. Pay.
All with NexPay.
Welcome back
Enter your phone number and PIN
Demo Account
Phone: 801 234 5678
PIN: 1234
Name: Adebayo Okafor
Phone: 801 234 5678
PIN: 1234
Name: Adebayo Okafor
Don't have an account? Sign up
N NexPay
A
Total Balance
₦125,450.00
Nigerian Naira • **** 2468
Recent Transactions
See AllSend Money
Available Balance
₦125,450.00
To NexPay User
To Other Bank
Bills & Airtime
MTN
Airtel
Glo
9mobile
⚡ Electricity
📺 DSTV
📡 GOtv
💧 Water
Savings
Current Savings Balance
₦245,680.50
Daily Interest
0.15% per day
Earned Today
₦368.52
Flexible
Withdraw anytime
Fixed
Higher interest
Transaction History
My Cards
Virtual Card
**** **** **** 2468
ADEBAYO O.
12/28
Profile
A
Adebayo Okafor
+234 801 234 5678
Tier 2 Verified
Change PIN›
Active Sessions›
Transaction Limits›
Offers & Promos›
Split Bill›
Data Plans›
Spending Insights›
Airtime to Cash›
Recurring Airtime›
Fixed Deposit›
Emergency Freeze›
Settings›
About›
My Cards›
Card Controls›
Bill History›
Language›
Nearby Agents›
Report Transaction›
Savings Calculator›
Verify Account›
Agent Mode›
Notifications›
Refer & Earn›
Receive Money›
Fund Wallet›
Pay Merchant›
Request Money›
Beneficiaries›
Scheduled Transfers›
Loans›
Limits & KYC›
Rewards›
Target Savings›
Group Savings›
Investments›
Spend & Save›
Auto-Pay Bills›
Insurance›
Gift Cards›
Account Statement›
USSD Banking›
Support›
Log out›
Security
Change Transaction PIN›
Enable Biometrics›
Night GuardOff
Large Transaction ShieldOn
Emergency Lock›
Agent Dashboard
Today's Commission
₦12,450
48 transactions • ₦1.2M volume
Recent Agent Transactions
Cash Out
Aisha • 10:22 AM
+₦150
Cash In
John • 9:45 AM
+₦200
Airtime Sale
MTN • 9:12 AM
+₦50
Notifications
Transfer Successful
You sent ₦20,000 to Aisha Yusuf
2h
Airtime Purchased
₦1,000 MTN airtime successful
5h
New Referral Bonus
You earned ₦500 from a referral
1d
Security Alert
New login from Lagos
2d
Refer & Earn
Your Referral Code
NEXPAY500
Earn ₦500 for every successful referral
12
Total Referrals
₦6,000
Earned
How it works
1. Share your code with friends
2. They sign up and complete KYC
3. You both earn ₦500
2. They sign up and complete KYC
3. You both earn ₦500
Receive Money
Your NexPay Account
8012345678
Bank: NexPay MFB • Name: Adebayo Okafor
📱
QR Code
Show this to receive payments
Support
Live Chat
Usually replies in minutes
Call Us
0700-NEXPAY
Email
support@nexpay.demo
FAQs
How do I increase my limit?›
Why is my transfer pending?›
How to block my card?›
Account Limits
Current Tier
Tier 2
Daily limit: ₦200,000
Max balance: ₦500,000
Max balance: ₦500,000
Upgrade to Tier 3
Daily limit up to ₦5,000,000 • Unlimited balance
BVNVerified
NINVerified
Proof of AddressPending
Rewards & Cashback
Available Cashback
₦2,450
Earned this month
Recent Cashback
Airtime Cashback
MTN • Today
+₦50
Bill Payment
Electricity • Yesterday
+₦120
Transaction Details
-₦20,000
Successful
TypeTransfer
ToAisha Yusuf
DateToday, 8:45 AM
ReferenceNXP241524T
Fee₦0
Fund Wallet
Bank Transfer
Use your account number
Debit Card
Visa, Mastercard, Verve
USSD
*955# or bank USSD
Agent / Cash-in
Visit any NexPay agent
Target Savings
House Down Payment
45%
₦540,000 of ₦1,200,000
Pay Merchant
📷
Scan QR to Pay
Point camera at merchant QR
Account Statement
Period
Statements include all transfers, bills, savings movements and fees for the selected period.
USSD Banking
Dial
*955#
Works without internet
Check Balance*955*5#
Transfer*955*1*Amount#
Buy Airtime*955*3#
Block Account*955*131#
USSD is useful when you have no data or smartphone access.
Spend & Save
Auto-save on spending
Save 5% of every transfer & bill
On
5%
Saved this month
From 23 transactions
₦3,240
Loans
Available to borrow
₦150,000
Based on your activity
Active Loans
Personal Loan
₦50,000 • Due 15 May
₦12,500 left
Next: ₦2,500
Loans are powered by a partner microfinance bank in a real system. This is a demo.
Apply for Loan
You can borrow up to
₦150,000
Interest₦4,500
Total to repay₦54,500
Monthly₦9,083
Loan Repayment
Outstanding balance
₦12,500
Personal Loan • Next due 15 May
Next payment
15 May 2026
₦2,500
Paid so far
3 of 6 installments
₦37,500
Repayment Schedule
15 AprPaid
15 MayDue
15 JunUpcoming
Request Money
Pending Requests
From John
₦5,000 • Yesterday
Pending
Auto-Pay Bills
Electricity (IKEDC)
₦15,000 every 25th
On
DSTV Compact
₦10,500 every 1st
Off
Group Savings
Family Osusu
8 members • ₦10,000 monthly
Next payout: You (June)
Office Friends
5 members
Insurance
Health Cover
From ₦1,500 / month
Device Protection
Phone & laptop
Life Cover
Family protection
Saved Beneficiaries
Aisha Yusuf
NexPay • 801 234 5678
John Okoro
GTBank • 0123456789
Mum
NexPay • 809 876 5432
Scheduled Transfers
To Mum
₦20,000 every 1st of month
Active
Rent
₦80,000 on 28th
Paused
Investments
Portfolio value
₦485,200
+₦12,400 this month
Money Market Fund
₦300,000 • 12% p.a.
Treasury Bills
₦185,200 • 91 days
Gift Cards
🛒
Jumia
🎵
Spotify
🎮
Steam
🍎
Apple
Change PIN
Active Sessions
This device
Chrome • Lagos • Now
Current
iPhone 13
Lagos • 2 hours ago
Windows PC
Abuja • Yesterday
Offers & Promos
5% Cashback on Airtime
Valid till 30 Nov
Free Transfer Weekend
Zero fees on bank transfers
Refer 3 friends
Get ₦2,000 bonus
Transaction Limits
Daily transfer limit
Current: ₦200,000
Single transaction limit
Current: ₦100,000
Card limit
Current: ₦50,000
Limits depend on your KYC tier. Upgrade to increase them.
Split Bill
Each person pays
₦5,000
Data Plans
1.5GB
30 days
₦1,000
3GB
30 days
₦1,500
10GB
30 days
₦3,000
Settings
Language
English
Dark Mode
Off
Notifications
Clear Cache
Log out
Spending Insights
Spent this month
₦87,450
Transfers
₦42,000
Bills & Airtime
₦28,750
Savings
₦16,700
You spent 12% less than last month.
Airtime to Cash
Convert your airtime to cash at 80% rate.
You will receive
₦4,000
About NexPay
NexPay
Version 1.0.0 (Demo)
Terms of Service›
Privacy Policy›
Licenses›
This is a simulated demo portal.
No real money is processed.
No real money is processed.
Emergency Freeze
Freeze your account
Instantly block all transactions if you suspect fraud. You can unfreeze anytime.
Account status
Active
Fixed Deposit
90-day Fixed
₦100,000 • Matures 15 Jul
14% p.a.
Recurring Airtime
MTN ₦1,000
Every Monday
On
Airtel ₦500
Every 1st of month
Off
Card Controls
Virtual Card
**** **** **** 2468
Status: Active
Freeze Card
Temporarily block all payments
Set Spending Limit
Current: ₦50,000 / day
Online Payments
Enabled
ATM Withdrawals
Enabled
Bill Payment History
IKEDC Electricity
Yesterday • Token: 1234-5678
-₦15,750
DSTV Compact
3 days ago
-₦10,500
MTN Airtime
Today
-₦1,000
Water Bill
Last week
-₦3,200
Language
English
✓
Yoruba
Igbo
Hausa
Nigerian Pidgin
Nearby Agents
NexPay Agent - Ikeja
0.8 km • Open now
NexPay Agent - Surulere
2.1 km • Open now
NexPay Agent - Yaba
3.4 km • Closes 6 PM
Report Transaction
Savings Calculator
Estimated interest
₦2,250
At 0.15% daily
Verify Account
Monthly Budget
Transfers
₦42,000 of ₦50,000
84%
Bills
₦28,750 of ₦40,000
72%
Shopping
₦15,000 of ₦20,000
75%
Loyalty Points
Available Points
2,450
Worth ₦2,450
How to earn
Every ₦1,000 transfer+5 pts
Bill payments+10 pts
Referrals+50 pts
Tap to Pay
📱
Hold phone near terminal
NFC contactless payment
Tap to Pay
Enabled
Default card
**** 2468